Call report 2025Q4
BETTER BANKS — 2025Q4
The 22 measures BETTER BANKS reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 433,168,000 | USD | evidence → |
| Total loans | 291,476,000 | USD | evidence → |
| Allowance for loan losses | 3,731,000 | USD | evidence → |
| Securities available for sale | 59,978,000 | USD | evidence → |
| Securities held to maturity | 57,861,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 394,804,000 | USD | evidence → |
| Interest-bearing deposits | 320,357,000 | USD | evidence → |
| Noninterest-bearing deposits | 74,447,000 | USD | evidence → |
| Equity capital | 35,036,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,979,000 | USD | evidence → |
| Interest expense | 5,316,000 | USD | evidence → |
| Net interest income | 14,663,000 | USD | evidence → |
| Noninterest income | 5,745,000 | USD | evidence → |
| Noninterest expense | 14,578,000 | USD | evidence → |
| Provision for loan losses | 685,000 | USD | evidence → |
| Pretax income | 4,278,000 | USD | evidence → |
| Income tax | 159,000 | USD | evidence → |
| Net income | 4,119,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,977,000 | USD | evidence → |
| Total capital | 44,814,000 | USD | evidence → |
| Risk-weighted assets | 306,852,000 | USD | evidence → |