Call report 2023Q4
BETTER BANKS — 2023Q4
The 22 measures BETTER BANKS reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 465,381,000 | USD | evidence → |
| Total loans | 288,691,000 | USD | evidence → |
| Allowance for loan losses | 3,733,000 | USD | evidence → |
| Securities available for sale | 86,661,000 | USD | evidence → |
| Securities held to maturity | 64,973,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 436,599,000 | USD | evidence → |
| Interest-bearing deposits | 357,443,000 | USD | evidence → |
| Noninterest-bearing deposits | 79,156,000 | USD | evidence → |
| Equity capital | 25,915,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,366,000 | USD | evidence → |
| Interest expense | 4,464,000 | USD | evidence → |
| Net interest income | 12,902,000 | USD | evidence → |
| Noninterest income | 4,371,000 | USD | evidence → |
| Noninterest expense | 13,488,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 3,285,000 | USD | evidence → |
| Income tax | 264,000 | USD | evidence → |
| Net income | 3,021,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,370,000 | USD | evidence → |
| Total capital | 41,197,000 | USD | evidence → |
| Risk-weighted assets | 306,114,000 | USD | evidence → |