Call report 2023Q2
BETTER BANKS — 2023Q2
The 22 measures BETTER BANKS reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 451,074,000 | USD | evidence → |
| Total loans | 269,242,000 | USD | evidence → |
| Allowance for loan losses | 4,038,000 | USD | evidence → |
| Securities available for sale | 89,447,000 | USD | evidence → |
| Securities held to maturity | 63,380,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 426,216,000 | USD | evidence → |
| Interest-bearing deposits | 344,529,000 | USD | evidence → |
| Noninterest-bearing deposits | 81,687,000 | USD | evidence → |
| Equity capital | 22,688,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,078,000 | USD | evidence → |
| Interest expense | 1,578,000 | USD | evidence → |
| Net interest income | 6,500,000 | USD | evidence → |
| Noninterest income | 2,152,000 | USD | evidence → |
| Noninterest expense | 6,739,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,763,000 | USD | evidence → |
| Income tax | 133,000 | USD | evidence → |
| Net income | 1,630,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,059,000 | USD | evidence → |
| Total capital | 39,688,000 | USD | evidence → |
| Risk-weighted assets | 289,726,000 | USD | evidence → |