Call report 2022Q4
BETTER BANKS — 2022Q4
The 22 measures BETTER BANKS reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 441,388,000 | USD | evidence → |
| Total loans | 268,891,000 | USD | evidence → |
| Allowance for loan losses | 3,295,000 | USD | evidence → |
| Securities available for sale | 84,717,000 | USD | evidence → |
| Securities held to maturity | 60,311,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 417,732,000 | USD | evidence → |
| Interest-bearing deposits | 334,599,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,133,000 | USD | evidence → |
| Equity capital | 22,011,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,498,000 | USD | evidence → |
| Interest expense | 913,000 | USD | evidence → |
| Net interest income | 13,585,000 | USD | evidence → |
| Noninterest income | 4,636,000 | USD | evidence → |
| Noninterest expense | 13,196,000 | USD | evidence → |
| Provision for loan losses | 433,000 | USD | evidence → |
| Pretax income | 4,606,000 | USD | evidence → |
| Income tax | 357,000 | USD | evidence → |
| Net income | 4,249,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,238,000 | USD | evidence → |
| Total capital | 39,533,000 | USD | evidence → |
| Risk-weighted assets | 289,223,000 | USD | evidence → |