Call report 2021Q4
BETTER BANKS — 2021Q4
The 22 measures BETTER BANKS reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 411,263,000 | USD | evidence → |
| Total loans | 247,920,000 | USD | evidence → |
| Allowance for loan losses | 3,013,000 | USD | evidence → |
| Securities available for sale | 126,111,000 | USD | evidence → |
| Securities held to maturity | 6,759,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 377,433,000 | USD | evidence → |
| Interest-bearing deposits | 294,614,000 | USD | evidence → |
| Noninterest-bearing deposits | 82,819,000 | USD | evidence → |
| Equity capital | 32,323,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,479,000 | USD | evidence → |
| Interest expense | 551,000 | USD | evidence → |
| Net interest income | 11,928,000 | USD | evidence → |
| Noninterest income | 4,608,000 | USD | evidence → |
| Noninterest expense | 11,674,000 | USD | evidence → |
| Provision for loan losses | 574,000 | USD | evidence → |
| Pretax income | 4,265,000 | USD | evidence → |
| Income tax | 210,000 | USD | evidence → |
| Net income | 4,055,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,564,000 | USD | evidence → |
| Total capital | 32,577,000 | USD | evidence → |
| Risk-weighted assets | 266,303,000 | USD | evidence → |