Call report 2019Q4
BETTER BANKS — 2019Q4
The 22 measures BETTER BANKS reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 288,139,000 | USD | evidence → |
| Total loans | 200,792,000 | USD | evidence → |
| Allowance for loan losses | 1,559,000 | USD | evidence → |
| Securities available for sale | 59,169,000 | USD | evidence → |
| Securities held to maturity | 2,163,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 257,303,000 | USD | evidence → |
| Interest-bearing deposits | 210,346,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,957,000 | USD | evidence → |
| Equity capital | 29,574,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,032,000 | USD | evidence → |
| Interest expense | 1,432,000 | USD | evidence → |
| Net interest income | 9,600,000 | USD | evidence → |
| Noninterest income | 3,489,000 | USD | evidence → |
| Noninterest expense | 10,138,000 | USD | evidence → |
| Provision for loan losses | 242,000 | USD | evidence → |
| Pretax income | 2,699,000 | USD | evidence → |
| Income tax | 30,000 | USD | evidence → |
| Net income | 2,669,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,912,000 | USD | evidence → |
| Total capital | 27,471,000 | USD | evidence → |
| Risk-weighted assets | 201,966,000 | USD | evidence → |