Call report 2013Q4
BETTER BANKS — 2013Q4
The 22 measures BETTER BANKS reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 245,597,000 | USD | evidence → |
| Total loans | 92,562,000 | USD | evidence → |
| Allowance for loan losses | 1,136,000 | USD | evidence → |
| Securities available for sale | 103,329,000 | USD | evidence → |
| Securities held to maturity | 4,260,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 226,564,000 | USD | evidence → |
| Interest-bearing deposits | 193,517,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,047,000 | USD | evidence → |
| Equity capital | 17,991,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,974,000 | USD | evidence → |
| Interest expense | 420,000 | USD | evidence → |
| Net interest income | 4,554,000 | USD | evidence → |
| Noninterest income | 2,205,000 | USD | evidence → |
| Noninterest expense | 5,961,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 798,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 786,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,817,000 | USD | evidence → |
| Total capital | 17,837,000 | USD | evidence → |
| Risk-weighted assets | 81,466,000 | USD | evidence → |