Call report 2012Q4
BETTER BANKS — 2012Q4
The 22 measures BETTER BANKS reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 231,384,000 | USD | evidence → |
| Total loans | 86,321,000 | USD | evidence → |
| Allowance for loan losses | 1,158,000 | USD | evidence → |
| Securities available for sale | 92,077,000 | USD | evidence → |
| Securities held to maturity | 3,029,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 212,698,000 | USD | evidence → |
| Interest-bearing deposits | 181,160,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,539,000 | USD | evidence → |
| Equity capital | 18,279,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,504,000 | USD | evidence → |
| Interest expense | 561,000 | USD | evidence → |
| Net interest income | 4,943,000 | USD | evidence → |
| Noninterest income | 2,603,000 | USD | evidence → |
| Noninterest expense | 5,703,000 | USD | evidence → |
| Provision for loan losses | 92,000 | USD | evidence → |
| Pretax income | 1,751,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,751,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,845,000 | USD | evidence → |
| Total capital | 18,809,000 | USD | evidence → |
| Risk-weighted assets | 76,918,000 | USD | evidence → |