Call report 2009Q4
BETTER BANKS — 2009Q4
The 22 measures BETTER BANKS reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 188,976,000 | USD | evidence → |
| Total loans | 76,358,000 | USD | evidence → |
| Allowance for loan losses | 902,000 | USD | evidence → |
| Securities available for sale | 83,513,000 | USD | evidence → |
| Securities held to maturity | 6,414,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 170,509,000 | USD | evidence → |
| Interest-bearing deposits | 146,977,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,532,000 | USD | evidence → |
| Equity capital | 16,751,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,244,000 | USD | evidence → |
| Interest expense | 1,602,000 | USD | evidence → |
| Net interest income | 5,642,000 | USD | evidence → |
| Noninterest income | 1,488,000 | USD | evidence → |
| Noninterest expense | 4,993,000 | USD | evidence → |
| Provision for loan losses | 390,000 | USD | evidence → |
| Pretax income | 1,747,000 | USD | evidence → |
| Income tax | -7,000 | USD | evidence → |
| Net income | 1,754,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,610,000 | USD | evidence → |
| Total capital | 15,451,000 | USD | evidence → |
| Risk-weighted assets | 67,204,000 | USD | evidence → |