Call report 2008Q4
BETTER BANKS — 2008Q4
The 22 measures BETTER BANKS reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 178,289,000 | USD | evidence → |
| Total loans | 80,931,000 | USD | evidence → |
| Allowance for loan losses | 640,000 | USD | evidence → |
| Securities available for sale | 71,957,000 | USD | evidence → |
| Securities held to maturity | 2,794,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 156,443,000 | USD | evidence → |
| Interest-bearing deposits | 135,590,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,854,000 | USD | evidence → |
| Equity capital | 18,047,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,078,000 | USD | evidence → |
| Interest expense | 2,783,000 | USD | evidence → |
| Net interest income | 5,295,000 | USD | evidence → |
| Noninterest income | 1,117,000 | USD | evidence → |
| Noninterest expense | 4,525,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 1,797,000 | USD | evidence → |
| Income tax | -7,000 | USD | evidence → |
| Net income | 1,804,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,305,000 | USD | evidence → |
| Total capital | 14,945,000 | USD | evidence → |
| Risk-weighted assets | 75,032,000 | USD | evidence → |