Call report 2005Q2
BETTER BANKS — 2005Q2
The 22 measures BETTER BANKS reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 127,672,000 | USD | evidence → |
| Total loans | 54,720,000 | USD | evidence → |
| Allowance for loan losses | 535,000 | USD | evidence → |
| Securities available for sale | 51,514,000 | USD | evidence → |
| Securities held to maturity | 3,765,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 115,695,000 | USD | evidence → |
| Interest-bearing deposits | 98,999,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,696,000 | USD | evidence → |
| Equity capital | 11,424,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,551,000 | USD | evidence → |
| Interest expense | 600,000 | USD | evidence → |
| Net interest income | 1,951,000 | USD | evidence → |
| Noninterest income | 431,000 | USD | evidence → |
| Noninterest expense | 1,729,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 653,000 | USD | evidence → |
| Income tax | -19,000 | USD | evidence → |
| Net income | 672,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,766,000 | USD | evidence → |
| Total capital | 12,301,000 | USD | evidence → |
| Risk-weighted assets | 50,798,000 | USD | evidence → |