Call report 2002Q4
BETTER BANKS — 2002Q4
The 22 measures BETTER BANKS reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 45,359,000 | USD | evidence → |
| Total loans | 22,399,000 | USD | evidence → |
| Allowance for loan losses | 222,000 | USD | evidence → |
| Securities available for sale | 16,130,000 | USD | evidence → |
| Securities held to maturity | 456,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,643,000 | USD | evidence → |
| Interest-bearing deposits | 35,279,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,364,000 | USD | evidence → |
| Equity capital | 4,225,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,442,000 | USD | evidence → |
| Interest expense | 710,000 | USD | evidence → |
| Net interest income | 1,732,000 | USD | evidence → |
| Noninterest income | 311,000 | USD | evidence → |
| Noninterest expense | 1,368,000 | USD | evidence → |
| Provision for loan losses | 7,000 | USD | evidence → |
| Pretax income | 668,000 | USD | evidence → |
| Income tax | 211,000 | USD | evidence → |
| Net income | 457,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,900,000 | USD | evidence → |
| Total capital | 4,122,000 | USD | evidence → |
| Risk-weighted assets | 19,829,000 | USD | evidence → |