Call reports 2017
FIRST STATE BANK, INC. — 2017
What FIRST STATE BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 131,612,000 | 130,934,000 | 137,862,000 | 140,520,000 |
| Total loans | 101,681,000 | 105,909,000 | 107,984,000 | 112,055,000 |
| Allowance for loan losses | 1,426,000 | 1,452,000 | 1,500,000 | 1,481,000 |
| Securities available for sale | 678,000 | 1,486,000 | 1,363,000 | 1,343,000 |
| Securities held to maturity | 13,334,000 | 13,981,000 | 18,446,000 | 18,272,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,745,000 | 117,665,000 | 124,317,000 | 122,812,000 |
| Interest-bearing deposits | 98,197,000 | 98,950,000 | 105,639,000 | 102,879,000 |
| Noninterest-bearing deposits | 20,548,000 | 18,715,000 | 18,678,000 | 19,933,000 |
| Equity capital | 10,328,000 | 10,554,000 | 11,105,000 | 11,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,409,000 | 2,916,000 | 4,503,000 | 6,141,000 |
| Interest expense | 204,000 | 414,000 | 655,000 | 906,000 |
| Net interest income | 1,205,000 | 2,502,000 | 3,848,000 | 5,235,000 |
| Noninterest income | 282,000 | 544,000 | 798,000 | 1,050,000 |
| Noninterest expense | 1,154,000 | 2,318,000 | 3,434,000 | 4,553,000 |
| Provision for loan losses | 60,000 | 105,000 | 150,000 | 150,000 |
| Pretax income | 273,000 | 623,000 | 1,062,000 | 1,582,000 |
| Income tax | 0 | 0 | 0 | 236,000 |
| Net income | 273,000 | 623,000 | 1,062,000 | 1,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,367,000 | 10,579,000 | 11,108,000 | 11,391,000 |
| Total capital | 11,429,000 | 11,674,000 | 12,335,000 | 12,657,000 |
| Risk-weighted assets | 84,601,000 | 87,240,000 | 97,903,000 | 101,116,000 |