Call reports 2016
FIRST STATE BANK, INC. — 2016
What FIRST STATE BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 114,298,000 | 119,781,000 | 122,199,000 | 125,436,000 |
| Total loans | 93,069,000 | 98,797,000 | 100,642,000 | 102,885,000 |
| Allowance for loan losses | 1,281,000 | 1,328,000 | 1,391,000 | 1,388,000 |
| Securities available for sale | 2,200,000 | 4,642,000 | 463,000 | 687,000 |
| Securities held to maturity | 9,789,000 | 6,382,000 | 10,536,000 | 12,245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,699,000 | 105,619,000 | 105,681,000 | 110,951,000 |
| Interest-bearing deposits | 84,356,000 | 89,278,000 | 89,844,000 | 93,282,000 |
| Noninterest-bearing deposits | 16,343,000 | 16,341,000 | 15,837,000 | 17,669,000 |
| Equity capital | 9,024,000 | 9,391,000 | 9,634,000 | 9,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,323,000 | 2,686,000 | 4,097,000 | 5,535,000 |
| Interest expense | 165,000 | 338,000 | 528,000 | 726,000 |
| Net interest income | 1,158,000 | 2,348,000 | 3,569,000 | 4,809,000 |
| Noninterest income | 250,000 | 494,000 | 779,000 | 1,043,000 |
| Noninterest expense | 1,075,000 | 2,177,000 | 3,276,000 | 4,368,000 |
| Provision for loan losses | 45,000 | 90,000 | 150,000 | 220,000 |
| Pretax income | 301,000 | 734,000 | 1,081,000 | 1,423,000 |
| Income tax | 102,000 | 200,000 | 304,000 | 408,000 |
| Net income | 199,000 | 534,000 | 777,000 | 1,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,076,000 | 9,411,000 | 9,653,000 | 9,893,000 |
| Total capital | 10,180,000 | 10,463,000 | 10,668,000 | 10,936,000 |
| Risk-weighted assets | 88,140,000 | 83,880,000 | 80,846,000 | 83,083,000 |