Call reports 2015
FIRST STATE BANK, INC. — 2015
What FIRST STATE BANK, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 96,950,000 | 101,259,000 | 105,658,000 | 108,401,000 |
| Total loans | 79,463,000 | 83,352,000 | 87,187,000 | 89,266,000 |
| Allowance for loan losses | 1,156,000 | 1,179,000 | 1,208,000 | 1,243,000 |
| Securities available for sale | 5,022,000 | 4,764,000 | 3,954,000 | 3,722,000 |
| Securities held to maturity | 7,343,000 | 7,836,000 | 8,778,000 | 8,864,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,028,000 | 87,403,000 | 90,057,000 | 94,474,000 |
| Interest-bearing deposits | 72,162,000 | 73,703,000 | 76,177,000 | 79,665,000 |
| Noninterest-bearing deposits | 13,866,000 | 13,700,000 | 13,880,000 | 14,809,000 |
| Equity capital | 8,327,000 | 8,500,000 | 8,794,000 | 9,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,180,000 | 2,405,000 | 3,679,000 | 4,995,000 |
| Interest expense | 132,000 | 267,000 | 413,000 | 573,000 |
| Net interest income | 1,048,000 | 2,138,000 | 3,266,000 | 4,422,000 |
| Noninterest income | 230,000 | 467,000 | 742,000 | 1,187,000 |
| Noninterest expense | 917,000 | 1,854,000 | 2,849,000 | 3,815,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 316,000 | 663,000 | 1,036,000 | 1,626,000 |
| Income tax | 82,000 | 200,000 | 320,000 | 410,000 |
| Net income | 234,000 | 463,000 | 716,000 | 1,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,397,000 | 8,627,000 | 8,877,000 | 9,378,000 |
| Total capital | 9,280,000 | 9,584,000 | 9,881,000 | 10,413,000 |
| Risk-weighted assets | 70,413,000 | 76,374,000 | 80,217,000 | 82,619,000 |