Call reports 2014
FIRST STATE BANK, INC. — 2014
What FIRST STATE BANK, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 94,359,000 | 91,711,000 | 93,239,000 | 98,976,000 |
| Total loans | 77,069,000 | 75,845,000 | 75,915,000 | 77,424,000 |
| Allowance for loan losses | 1,070,000 | 1,111,000 | 1,128,000 | 1,112,000 |
| Securities available for sale | 2,454,000 | 3,196,000 | 3,395,000 | 6,085,000 |
| Securities held to maturity | 5,264,000 | 5,831,000 | 5,810,000 | 6,747,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,503,000 | 81,507,000 | 82,654,000 | 83,959,000 |
| Interest-bearing deposits | 69,316,000 | 67,214,000 | 68,319,000 | 69,872,000 |
| Noninterest-bearing deposits | 15,187,000 | 14,293,000 | 14,335,000 | 14,087,000 |
| Equity capital | 7,407,000 | 7,633,000 | 7,854,000 | 8,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,142,000 | 2,283,000 | 3,450,000 | 4,638,000 |
| Interest expense | 139,000 | 272,000 | 410,000 | 545,000 |
| Net interest income | 1,003,000 | 2,011,000 | 3,040,000 | 4,093,000 |
| Noninterest income | 235,000 | 475,000 | 738,000 | 996,000 |
| Noninterest expense | 899,000 | 1,811,000 | 2,728,000 | 3,653,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 305,000 | 596,000 | 926,000 | 1,273,000 |
| Income tax | 0 | 100,000 | 211,000 | 320,000 |
| Net income | 305,000 | 496,000 | 715,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,513,000 | 7,707,000 | 7,926,000 | 8,163,000 |
| Total capital | 8,363,000 | 8,564,000 | 8,788,000 | 9,045,000 |
| Risk-weighted assets | 69,916,000 | 68,342,000 | 68,662,000 | 70,372,000 |