Call reports 2013
FIRST STATE BANK, INC. — 2013
What FIRST STATE BANK, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 88,665,000 | 85,294,000 | 86,877,000 | 88,305,000 |
| Total loans | 67,582,000 | 67,318,000 | 72,349,000 | 73,696,000 |
| Allowance for loan losses | 1,022,000 | 922,000 | 964,000 | 1,021,000 |
| Securities available for sale | 4,444,000 | 5,830,000 | 5,791,000 | 2,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 3,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,277,000 | 73,836,000 | 77,092,000 | 78,555,000 |
| Interest-bearing deposits | 64,230,000 | 62,819,000 | 64,673,000 | 65,346,000 |
| Noninterest-bearing deposits | 12,047,000 | 11,017,000 | 12,419,000 | 13,209,000 |
| Equity capital | 6,979,000 | 7,005,000 | 7,256,000 | 7,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,179,000 | 3,318,000 | 4,439,000 |
| Interest expense | 147,000 | 290,000 | 430,000 | 571,000 |
| Net interest income | 925,000 | 1,889,000 | 2,888,000 | 3,868,000 |
| Noninterest income | 178,000 | 368,000 | 580,000 | 844,000 |
| Noninterest expense | 840,000 | 1,672,000 | 2,592,000 | 3,561,000 |
| Provision for loan losses | 45,000 | 103,000 | 148,000 | 273,000 |
| Pretax income | 218,000 | 482,000 | 728,000 | 878,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 218,000 | 482,000 | 728,000 | 878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,852,000 | 7,116,000 | 7,361,000 | 7,510,000 |
| Total capital | 7,639,000 | 7,904,000 | 8,189,000 | 8,352,000 |
| Risk-weighted assets | 62,080,000 | 62,260,000 | 65,324,000 | 67,115,000 |