Call reports 2012
FIRST STATE BANK, INC. — 2012
What FIRST STATE BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 72,033,000 | 72,557,000 | 75,326,000 | 80,107,000 |
| Total loans | 56,290,000 | 58,151,000 | 61,737,000 | 66,606,000 |
| Allowance for loan losses | 837,000 | 827,000 | 885,000 | 974,000 |
| Securities available for sale | 4,112,000 | 3,821,000 | 4,054,000 | 4,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,133,000 | 62,484,000 | 64,775,000 | 68,219,000 |
| Interest-bearing deposits | 54,757,000 | 53,399,000 | 55,269,000 | 58,906,000 |
| Noninterest-bearing deposits | 10,376,000 | 9,085,000 | 9,506,000 | 9,313,000 |
| Equity capital | 5,570,000 | 5,724,000 | 6,092,000 | 6,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 958,000 | 1,896,000 | 3,022,000 | 4,021,000 |
| Interest expense | 175,000 | 334,000 | 489,000 | 632,000 |
| Net interest income | 783,000 | 1,562,000 | 2,533,000 | 3,389,000 |
| Noninterest income | 117,000 | 297,000 | 370,000 | 593,000 |
| Noninterest expense | 769,000 | 1,550,000 | 2,355,000 | 3,144,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 230,000 |
| Pretax income | 86,000 | 219,000 | 413,000 | 616,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 219,000 | 413,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,464,000 | 5,597,000 | 5,991,000 | 6,442,000 |
| Total capital | 6,101,000 | 6,224,000 | 6,708,000 | 7,202,000 |
| Risk-weighted assets | 52,066,000 | 53,101,000 | 57,162,000 | 60,564,000 |