Call reports 2011
FIRST STATE BANK, INC. — 2011
What FIRST STATE BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 60,233,000 | 63,092,000 | 66,234,000 | 68,667,000 |
| Total loans | 46,337,000 | 48,085,000 | 51,650,000 | 54,717,000 |
| Allowance for loan losses | 661,000 | 696,000 | 756,000 | 783,000 |
| Securities available for sale | 2,785,000 | 3,340,000 | 3,552,000 | 3,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,172,000 | 54,858,000 | 58,745,000 | 58,866,000 |
| Interest-bearing deposits | 48,628,000 | 49,029,000 | 51,794,000 | 51,230,000 |
| Noninterest-bearing deposits | 5,545,000 | 5,829,000 | 6,951,000 | 7,636,000 |
| Equity capital | 4,800,000 | 4,935,000 | 5,098,000 | 5,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,689,000 | 2,604,000 | 3,476,000 |
| Interest expense | 201,000 | 382,000 | 572,000 | 753,000 |
| Net interest income | 629,000 | 1,307,000 | 2,032,000 | 2,723,000 |
| Noninterest income | 86,000 | 152,000 | 234,000 | 415,000 |
| Noninterest expense | 598,000 | 1,208,000 | 1,911,000 | 2,618,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 255,000 |
| Pretax income | 57,000 | 131,000 | 175,000 | 265,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 57,000 | 131,000 | 175,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,804,000 | 4,879,000 | 5,029,000 | 5,377,000 |
| Total capital | 5,465,000 | 5,575,000 | 5,623,000 | 6,027,000 |
| Risk-weighted assets | 52,157,000 | 54,923,000 | 46,650,000 | 51,284,000 |