Call reports 2010
FIRST STATE BANK, INC. — 2010
What FIRST STATE BANK, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 51,269,000 | 51,694,000 | 54,779,000 | 60,950,000 |
| Total loans | 38,721,000 | 40,154,000 | 43,080,000 | 45,228,000 |
| Allowance for loan losses | 552,000 | 535,000 | 583,000 | 595,000 |
| Securities available for sale | 2,199,000 | 1,976,000 | 2,123,000 | 2,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,561,000 | 43,818,000 | 46,701,000 | 52,577,000 |
| Interest-bearing deposits | 38,148,000 | 39,143,000 | 41,404,000 | 47,673,000 |
| Noninterest-bearing deposits | 5,413,000 | 4,675,000 | 5,297,000 | 4,905,000 |
| Equity capital | 4,012,000 | 4,155,000 | 4,363,000 | 4,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,399,000 | 2,166,000 | 2,959,000 |
| Interest expense | 185,000 | 374,000 | 564,000 | 771,000 |
| Net interest income | 498,000 | 1,025,000 | 1,602,000 | 2,188,000 |
| Noninterest income | 66,000 | 133,000 | 207,000 | 321,000 |
| Noninterest expense | 498,000 | 1,025,000 | 1,609,000 | 2,160,000 |
| Provision for loan losses | 40,000 | 75,000 | 120,000 | 180,000 |
| Pretax income | 26,000 | 58,000 | 80,000 | 169,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 58,000 | 80,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,014,000 | 4,147,000 | 4,338,000 | 4,747,000 |
| Total capital | 4,566,000 | 4,682,000 | 4,855,000 | 5,342,000 |
| Risk-weighted assets | 43,397,000 | 42,627,000 | 40,699,000 | 49,193,000 |