Call reports 2009
FIRST STATE BANK, INC. — 2009
What FIRST STATE BANK, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 40,289,000 | 40,679,000 | 41,675,000 | 46,433,000 |
| Total loans | 30,390,000 | 33,509,000 | 36,273,000 | 38,068,000 |
| Allowance for loan losses | 405,000 | 446,000 | 492,000 | 518,000 |
| Securities available for sale | 1,894,000 | 1,851,000 | 1,826,000 | 2,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,796,000 | 33,318,000 | 33,689,000 | 38,975,000 |
| Interest-bearing deposits | 29,762,000 | 29,732,000 | 30,039,000 | 34,355,000 |
| Noninterest-bearing deposits | 4,034,000 | 3,586,000 | 3,650,000 | 4,620,000 |
| Equity capital | 2,748,000 | 3,616,000 | 3,719,000 | 3,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,165,000 | 1,826,000 | 2,497,000 |
| Interest expense | 193,000 | 377,000 | 534,000 | 736,000 |
| Net interest income | 378,000 | 788,000 | 1,292,000 | 1,761,000 |
| Noninterest income | 43,000 | 96,000 | 181,000 | 245,000 |
| Noninterest expense | 396,000 | 810,000 | 1,259,000 | 1,691,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | -20,000 | -16,000 | 79,000 | 141,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -20,000 | -16,000 | 79,000 | 141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,738,000 | 3,611,000 | 3,706,000 | 3,768,000 |
| Total capital | 3,101,000 | 4,002,000 | 4,137,000 | 4,286,000 |
| Risk-weighted assets | 28,967,000 | 31,264,000 | 33,639,000 | 41,679,000 |