Call reports 2008
FIRST STATE BANK, INC. — 2008
What FIRST STATE BANK, INC. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 30,779,000 | 32,302,000 | 36,890,000 | 36,321,000 |
| Total loans | 23,038,000 | 26,961,000 | 28,430,000 | 29,738,000 |
| Allowance for loan losses | 305,000 | 298,000 | 311,000 | 352,000 |
| Securities available for sale | 1,849,000 | 1,802,000 | 2,053,000 | 2,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,749,000 | 26,976,000 | 30,465,000 | 29,871,000 |
| Interest-bearing deposits | 22,302,000 | 22,579,000 | 25,563,000 | 25,984,000 |
| Noninterest-bearing deposits | 4,447,000 | 4,397,000 | 4,902,000 | 3,887,000 |
| Equity capital | 2,423,000 | 2,315,000 | 2,543,000 | 2,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 982,000 | 1,546,000 | 2,130,000 |
| Interest expense | 240,000 | 434,000 | 658,000 | 871,000 |
| Net interest income | 240,000 | 548,000 | 888,000 | 1,259,000 |
| Noninterest income | 32,000 | 84,000 | 136,000 | 115,000 |
| Noninterest expense | 352,000 | 768,000 | 1,167,000 | 1,654,000 |
| Provision for loan losses | 30,000 | 60,000 | 135,000 | 180,000 |
| Pretax income | -110,000 | -196,000 | -278,000 | -460,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -110,000 | -196,000 | -278,000 | -460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,409,000 | 2,323,000 | 2,541,000 | 2,659,000 |
| Total capital | 2,693,000 | 2,621,000 | 2,852,000 | 3,011,000 |
| Risk-weighted assets | 22,687,000 | 25,724,000 | 27,636,000 | 28,312,000 |