Call reports 2007
FIRST STATE BANK, INC. — 2007
What FIRST STATE BANK, INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 25,267,000 | 24,808,000 | 25,132,000 | 29,267,000 |
| Total loans | 16,356,000 | 17,141,000 | 18,200,000 | 20,586,000 |
| Allowance for loan losses | 324,000 | 325,000 | 297,000 | 286,000 |
| Securities available for sale | 3,663,000 | 3,358,000 | 3,108,000 | 3,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,504,000 | 20,043,000 | 20,286,000 | 24,463,000 |
| Interest-bearing deposits | 17,784,000 | 17,342,000 | 17,577,000 | 19,317,000 |
| Noninterest-bearing deposits | 2,720,000 | 2,701,000 | 2,709,000 | 5,146,000 |
| Equity capital | 2,414,000 | 2,451,000 | 2,586,000 | 2,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 816,000 | 1,228,000 | 1,694,000 |
| Interest expense | 142,000 | 294,000 | 452,000 | 626,000 |
| Net interest income | 257,000 | 522,000 | 776,000 | 1,068,000 |
| Noninterest income | 11,000 | 69,000 | 141,000 | 191,000 |
| Noninterest expense | 222,000 | 478,000 | 737,000 | 1,050,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 31,000 |
| Pretax income | 38,000 | 102,000 | 161,000 | 182,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 38,000 | 102,000 | 161,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,452,000 | 2,517,000 | 2,612,000 | 2,633,000 |
| Total capital | 2,646,000 | 2,719,000 | 2,828,000 | 2,886,000 |
| Risk-weighted assets | 15,396,000 | 16,025,000 | 17,171,000 | 20,179,000 |