Call reports 2006
FIRST STATE BANK, INC. — 2006
What FIRST STATE BANK, INC. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 25,321,000 | 23,609,000 | 23,959,000 | 23,350,000 |
| Total loans | 15,053,000 | 15,370,000 | 15,432,000 | 14,829,000 |
| Allowance for loan losses | 294,000 | 308,000 | 329,000 | 318,000 |
| Securities available for sale | 3,860,000 | 3,749,000 | 3,745,000 | 3,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,343,000 | 18,732,000 | 19,140,000 | 18,533,000 |
| Interest-bearing deposits | 18,128,000 | 16,156,000 | 16,223,000 | 16,226,000 |
| Noninterest-bearing deposits | 2,215,000 | 2,576,000 | 2,917,000 | 2,307,000 |
| Equity capital | 2,322,000 | 2,274,000 | 2,278,000 | 2,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 746,000 | 1,120,000 | 1,495,000 |
| Interest expense | 126,000 | 256,000 | 388,000 | 523,000 |
| Net interest income | 252,000 | 490,000 | 732,000 | 972,000 |
| Noninterest income | 50,000 | 91,000 | 108,000 | 174,000 |
| Noninterest expense | 274,000 | 557,000 | 846,000 | 1,077,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 45,000 |
| Pretax income | 13,000 | -6,000 | -51,000 | 24,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,000 | -6,000 | -51,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,404,000 | 2,384,000 | 2,339,000 | 2,415,000 |
| Total capital | 2,583,000 | 2,561,000 | 2,518,000 | 2,588,000 |
| Risk-weighted assets | 14,226,000 | 14,033,000 | 14,206,000 | 13,664,000 |