Call reports 2004
FIRST STATE BANK, INC. — 2004
What FIRST STATE BANK, INC. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 24,223,000 | 24,037,000 | 23,751,000 | 24,652,000 |
| Total loans | 16,583,000 | 17,433,000 | 17,722,000 | 17,108,000 |
| Allowance for loan losses | 212,000 | 200,000 | 221,000 | 241,000 |
| Securities available for sale | 4,075,000 | 3,721,000 | 3,257,000 | 3,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,763,000 | 18,742,000 | 18,461,000 | 19,519,000 |
| Interest-bearing deposits | 16,878,000 | 16,599,000 | 16,293,000 | 16,818,000 |
| Noninterest-bearing deposits | 1,885,000 | 2,143,000 | 2,168,000 | 2,701,000 |
| Equity capital | 1,901,000 | 1,830,000 | 1,901,000 | 1,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 354,000 | 714,000 | 1,080,000 | 1,436,000 |
| Interest expense | 136,000 | 263,000 | 386,000 | 512,000 |
| Net interest income | 218,000 | 451,000 | 694,000 | 924,000 |
| Noninterest income | 73,000 | 122,000 | 182,000 | 246,000 |
| Noninterest expense | 267,000 | 521,000 | 778,000 | 1,014,000 |
| Provision for loan losses | 12,000 | 24,000 | 54,000 | 94,000 |
| Pretax income | 12,000 | 28,000 | 49,000 | 67,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 12,000 | 28,000 | 49,000 | 67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,874,000 | 1,880,000 | 1,892,000 | 1,907,000 |
| Total capital | 2,056,000 | 2,072,000 | 2,089,000 | 2,101,000 |
| Risk-weighted assets | 14,499,000 | 15,351,000 | 15,700,000 | 15,499,000 |