Call reports 2003
FIRST STATE BANK, INC. — 2003
What FIRST STATE BANK, INC. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 25,049,000 | 24,876,000 | 24,320,000 | 24,169,000 |
| Total loans | 16,025,000 | 16,493,000 | 17,343,000 | 17,126,000 |
| Allowance for loan losses | 230,000 | 244,000 | 215,000 | 214,000 |
| Securities available for sale | 5,821,000 | 5,224,000 | 4,341,000 | 4,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,120,000 | 19,013,000 | 18,607,000 | 18,609,000 |
| Interest-bearing deposits | 17,212,000 | 17,157,000 | 16,923,000 | 16,863,000 |
| Noninterest-bearing deposits | 1,908,000 | 1,856,000 | 1,684,000 | 1,746,000 |
| Equity capital | 1,906,000 | 1,932,000 | 1,920,000 | 1,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 392,000 | 783,000 | 1,164,000 | 1,536,000 |
| Interest expense | 165,000 | 324,000 | 477,000 | 622,000 |
| Net interest income | 227,000 | 459,000 | 687,000 | 914,000 |
| Noninterest income | 57,000 | 128,000 | 199,000 | 263,000 |
| Noninterest expense | 266,000 | 536,000 | 799,000 | 1,124,000 |
| Provision for loan losses | 10,000 | 21,000 | 24,000 | 27,000 |
| Pretax income | 49,000 | 83,000 | 116,000 | 79,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 83,000 | 116,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,816,000 | 1,876,000 | 1,910,000 | 1,860,000 |
| Total capital | 1,997,000 | 2,063,000 | 2,103,000 | 2,044,000 |
| Risk-weighted assets | 14,456,000 | 14,810,000 | 15,445,000 | 14,695,000 |