Call reports 2002
FIRST STATE BANK, INC. — 2002
What FIRST STATE BANK, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 24,898,000 | 25,382,000 | 25,069,000 | 24,774,000 |
| Total loans | 16,205,000 | 16,222,000 | 15,755,000 | 15,650,000 |
| Allowance for loan losses | 202,000 | 198,000 | 180,000 | 216,000 |
| Securities available for sale | 5,153,000 | 4,848,000 | 5,823,000 | 5,878,000 |
| Securities held to maturity | 467,000 | 467,000 | 467,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,166,000 | 19,108,000 | 18,890,000 | 18,791,000 |
| Interest-bearing deposits | 17,472,000 | 17,064,000 | 17,398,000 | 17,139,000 |
| Noninterest-bearing deposits | 1,693,000 | 2,044,000 | 1,492,000 | 1,652,000 |
| Equity capital | 1,230,000 | 1,839,000 | 1,836,000 | 1,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 825,000 | 1,219,000 | 1,601,000 |
| Interest expense | 216,000 | 418,000 | 615,000 | 799,000 |
| Net interest income | 200,000 | 407,000 | 604,000 | 802,000 |
| Noninterest income | 51,000 | 101,000 | 150,000 | 200,000 |
| Noninterest expense | 235,000 | 509,000 | 786,000 | 1,061,000 |
| Provision for loan losses | 21,000 | 32,000 | 53,000 | 98,000 |
| Pretax income | -5,000 | -29,000 | -77,000 | -143,000 |
| Income tax | 4,000 | 0 | -18,000 | -18,000 |
| Net income | 0 | -29,000 | -59,000 | -125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,215,000 | 1,734,000 | 1,724,000 | 1,723,000 |
| Total capital | 1,398,000 | 1,923,000 | 1,904,000 | 1,903,000 |
| Risk-weighted assets | 14,564,000 | 14,687,000 | 14,388,000 | 14,376,000 |