Call reports 2001
FIRST STATE BANK, INC. — 2001
What FIRST STATE BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,444,000 | 24,736,000 | 25,200,000 | 25,190,000 |
| Total loans | 16,905,000 | 17,318,000 | 17,125,000 | 16,121,000 |
| Allowance for loan losses | 165,000 | 173,000 | 196,000 | 195,000 |
| Securities available for sale | 4,106,000 | 4,464,000 | 3,645,000 | 4,672,000 |
| Securities held to maturity | 466,000 | 466,000 | 466,000 | 466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,639,000 | 17,666,000 | 18,588,000 | 19,343,000 |
| Interest-bearing deposits | 16,082,000 | 16,195,000 | 16,831,000 | 17,483,000 |
| Noninterest-bearing deposits | 1,557,000 | 1,471,000 | 1,757,000 | 1,860,000 |
| Equity capital | 1,985,000 | 1,953,000 | 1,952,000 | 1,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 934,000 | 1,389,000 | 1,820,000 |
| Interest expense | 275,000 | 547,000 | 808,000 | 1,057,000 |
| Net interest income | 187,000 | 387,000 | 581,000 | 763,000 |
| Noninterest income | 49,000 | 103,000 | 150,000 | 201,000 |
| Noninterest expense | 222,000 | 440,000 | 688,000 | 1,008,000 |
| Provision for loan losses | 38,000 | 56,000 | 110,000 | 693,000 |
| Pretax income | -26,000 | -8,000 | -14,000 | -672,000 |
| Income tax | 0 | 0 | 0 | 37,000 |
| Net income | -26,000 | -8,000 | -14,000 | -709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,839,000 | 1,790,000 | 1,780,000 | 1,161,000 |
| Total capital | 2,004,000 | 1,963,000 | 1,976,000 | 1,343,000 |
| Risk-weighted assets | 15,021,000 | 15,416,000 | 15,513,000 | 14,509,000 |