Call reports 2012
FIRSTBANK - WEST BRANCH — 2012
What FIRSTBANK - WEST BRANCH reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 257,416,000 | 247,008,000 | 249,731,000 | 248,949,000 |
| Total loans | 191,464,000 | 189,796,000 | 187,002,000 | 184,628,000 |
| Allowance for loan losses | 3,747,000 | 3,933,000 | 3,884,000 | 3,817,000 |
| Securities available for sale | 41,127,000 | 36,397,000 | 39,186,000 | 37,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,912,000 | 202,987,000 | 206,742,000 | 203,529,000 |
| Interest-bearing deposits | 166,490,000 | 156,853,000 | 155,977,000 | 150,669,000 |
| Noninterest-bearing deposits | 47,422,000 | 46,134,000 | 50,765,000 | 52,860,000 |
| Equity capital | 21,409,000 | 21,479,000 | 21,579,000 | 21,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,127,000 | 6,192,000 | 9,221,000 | 12,170,000 |
| Interest expense | 338,000 | 651,000 | 939,000 | 1,211,000 |
| Net interest income | 2,789,000 | 5,541,000 | 8,282,000 | 10,959,000 |
| Noninterest income | 530,000 | 1,051,000 | 1,559,000 | 1,660,000 |
| Noninterest expense | 1,897,000 | 3,772,000 | 5,688,000 | 7,263,000 |
| Provision for loan losses | 700,000 | 1,400,000 | 1,850,000 | 2,250,000 |
| Pretax income | 735,000 | 1,433,000 | 2,316,000 | 3,119,000 |
| Income tax | 182,000 | 389,000 | 658,000 | 902,000 |
| Net income | 553,000 | 1,044,000 | 1,658,000 | 2,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,036,000 | 21,076,000 | 21,039,000 | 20,945,000 |
| Total capital | 23,168,000 | 23,190,000 | 23,139,000 | 23,014,000 |
| Risk-weighted assets | 168,952,000 | 167,316,000 | 166,260,000 | 163,795,000 |