Call reports 2011
FIRSTBANK - WEST BRANCH — 2011
What FIRSTBANK - WEST BRANCH reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 244,174,000 | 242,159,000 | 247,385,000 | 248,460,000 |
| Total loans | 193,555,000 | 190,815,000 | 187,759,000 | 188,736,000 |
| Allowance for loan losses | 3,070,000 | 3,463,000 | 3,470,000 | 3,552,000 |
| Securities available for sale | 23,874,000 | 28,924,000 | 32,226,000 | 41,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,835,000 | 200,492,000 | 206,821,000 | 202,150,000 |
| Interest-bearing deposits | 155,075,000 | 158,584,000 | 158,781,000 | 158,880,000 |
| Noninterest-bearing deposits | 44,760,000 | 41,908,000 | 48,040,000 | 43,270,000 |
| Equity capital | 20,897,000 | 20,729,000 | 21,329,000 | 21,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,325,000 | 6,561,000 | 9,794,000 | 12,952,000 |
| Interest expense | 495,000 | 971,000 | 1,404,000 | 1,769,000 |
| Net interest income | 2,830,000 | 5,590,000 | 8,390,000 | 11,183,000 |
| Noninterest income | 293,000 | 281,000 | 671,000 | 882,000 |
| Noninterest expense | 1,837,000 | 3,640,000 | 5,473,000 | 7,333,000 |
| Provision for loan losses | 750,000 | 1,735,000 | 2,335,000 | 3,085,000 |
| Pretax income | 532,000 | 492,000 | 1,253,000 | 1,647,000 |
| Income tax | 157,000 | 120,000 | 354,000 | 465,000 |
| Net income | 375,000 | 372,000 | 899,000 | 1,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,826,000 | 20,387,000 | 21,000,000 | 20,693,000 |
| Total capital | 22,987,000 | 22,527,000 | 23,112,000 | 22,843,000 |
| Risk-weighted assets | 171,976,000 | 169,905,000 | 167,580,000 | 170,616,000 |