Call reports 2003
FIRSTBANK - WEST BRANCH — 2003
What FIRSTBANK - WEST BRANCH reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 184,981,000 | 191,680,000 | 190,488,000 | 201,950,000 |
| Total loans | 162,872,000 | 167,854,000 | 168,774,000 | 180,134,000 |
| Allowance for loan losses | 2,987,000 | 2,968,000 | 2,886,000 | 2,796,000 |
| Securities available for sale | 11,630,000 | 11,242,000 | 10,352,000 | 9,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,799,000 | 150,978,000 | 153,046,000 | 151,804,000 |
| Interest-bearing deposits | 122,484,000 | 122,909,000 | 120,800,000 | 120,014,000 |
| Noninterest-bearing deposits | 24,315,000 | 28,069,000 | 32,246,000 | 31,790,000 |
| Equity capital | 17,411,000 | 17,349,000 | 17,660,000 | 17,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,099,000 | 6,169,000 | 9,165,000 | 12,163,000 |
| Interest expense | 877,000 | 1,756,000 | 2,587,000 | 3,390,000 |
| Net interest income | 2,222,000 | 4,413,000 | 6,578,000 | 8,773,000 |
| Noninterest income | 1,529,000 | 3,285,000 | 4,938,000 | 5,947,000 |
| Noninterest expense | 2,141,000 | 4,357,000 | 6,855,000 | 9,169,000 |
| Provision for loan losses | 30,000 | 45,000 | 60,000 | 75,000 |
| Pretax income | 1,580,000 | 3,296,000 | 4,601,000 | 5,476,000 |
| Income tax | 544,000 | 1,131,000 | 1,577,000 | 1,862,000 |
| Net income | 1,036,000 | 2,165,000 | 3,024,000 | 3,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,693,000 | 16,625,000 | 16,946,000 | 16,628,000 |
| Total capital | 18,465,000 | 18,461,000 | 18,778,000 | 18,571,000 |
| Risk-weighted assets | 140,545,000 | 145,742,000 | 145,518,000 | 154,557,000 |
Machine access — free, no API key
Every figure shown here about FIRSTBANK - WEST BRANCH — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.