Call reports 2002
FIRSTBANK - WEST BRANCH — 2002
What FIRSTBANK - WEST BRANCH reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 183,035,000 | 184,111,000 | 189,467,000 | 189,702,000 |
| Total loans | 158,640,000 | 158,924,000 | 163,597,000 | 165,627,000 |
| Allowance for loan losses | 2,914,000 | 2,931,000 | 2,925,000 | 2,955,000 |
| Securities available for sale | 12,816,000 | 11,627,000 | 12,852,000 | 11,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,092,000 | 150,080,000 | 152,756,000 | 153,198,000 |
| Interest-bearing deposits | 125,095,000 | 123,106,000 | 124,849,000 | 124,350,000 |
| Noninterest-bearing deposits | 22,997,000 | 26,974,000 | 27,907,000 | 28,848,000 |
| Equity capital | 15,044,000 | 15,909,000 | 16,691,000 | 16,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,348,000 | 6,622,000 | 9,966,000 | 13,337,000 |
| Interest expense | 1,077,000 | 2,101,000 | 3,092,000 | 4,019,000 |
| Net interest income | 2,271,000 | 4,521,000 | 6,874,000 | 9,318,000 |
| Noninterest income | 944,000 | 1,684,000 | 2,858,000 | 4,260,000 |
| Noninterest expense | 1,968,000 | 3,816,000 | 5,917,000 | 8,184,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 130,000 |
| Pretax income | 1,217,000 | 2,329,000 | 3,725,000 | 5,264,000 |
| Income tax | 419,000 | 790,000 | 1,267,000 | 1,791,000 |
| Net income | 798,000 | 1,539,000 | 2,458,000 | 3,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,964,000 | 15,000,000 | 15,695,000 | 15,935,000 |
| Total capital | 15,738,000 | 16,754,000 | 17,498,000 | 17,725,000 |
| Risk-weighted assets | 140,806,000 | 139,348,000 | 143,124,000 | 142,072,000 |