Call reports 2001
FIRSTBANK - WEST BRANCH — 2001
What FIRSTBANK - WEST BRANCH reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 182,268,000 | 183,944,000 | 186,949,000 | 184,271,000 |
| Total loans | 158,954,000 | 157,395,000 | 157,326,000 | 158,514,000 |
| Allowance for loan losses | 2,791,000 | 2,813,000 | 2,866,000 | 2,897,000 |
| Securities available for sale | 10,709,000 | 11,117,000 | 12,788,000 | 12,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,599,000 | 151,605,000 | 154,280,000 | 150,967,000 |
| Interest-bearing deposits | 128,131,000 | 126,939,000 | 128,140,000 | 124,523,000 |
| Noninterest-bearing deposits | 21,468,000 | 24,666,000 | 26,140,000 | 26,444,000 |
| Equity capital | 14,868,000 | 14,913,000 | 15,047,000 | 14,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,762,000 | 7,502,000 | 11,161,000 | 14,713,000 |
| Interest expense | 1,762,000 | 3,363,000 | 4,806,000 | 6,007,000 |
| Net interest income | 2,000,000 | 4,139,000 | 6,355,000 | 8,706,000 |
| Noninterest income | 663,000 | 1,573,000 | 2,522,000 | 3,679,000 |
| Noninterest expense | 2,053,000 | 3,970,000 | 5,848,000 | 7,961,000 |
| Provision for loan losses | 25,000 | 75,000 | 125,000 | 235,000 |
| Pretax income | 591,000 | 1,673,000 | 2,910,000 | 4,195,000 |
| Income tax | 191,000 | 539,000 | 962,000 | 1,428,000 |
| Net income | 400,000 | 1,134,000 | 1,948,000 | 2,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,354,000 | 13,994,000 | 14,159,000 | 13,638,000 |
| Total capital | 16,101,000 | 15,712,000 | 15,902,000 | 15,377,000 |
| Risk-weighted assets | 137,983,000 | 136,335,000 | 138,352,000 | 137,744,000 |