Call reports 2010
DE WITT STATE BANK — 2010
What DE WITT STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 |
|---|---|
| Total assets | 38,909,000 |
| Total loans | 23,235,000 |
| Allowance for loan losses | 434,000 |
| Securities available for sale | 6,131,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 34,489,000 |
| Interest-bearing deposits | 30,093,000 |
| Noninterest-bearing deposits | 4,396,000 |
| Equity capital | 2,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 |
|---|---|
| Interest income | 453,000 |
| Interest expense | 141,000 |
| Net interest income | 312,000 |
| Noninterest income | -78,000 |
| Noninterest expense | 294,000 |
| Provision for loan losses | 200,000 |
| Pretax income | -260,000 |
| Income tax | -53,000 |
| Net income | -207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 |
|---|---|
| Tier 1 capital | 2,314,000 |
| Total capital | 2,639,000 |
| Risk-weighted assets | 25,852,000 |
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