Call reports 2001
DE WITT STATE BANK — 2001
What DE WITT STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 21,750,000 | 21,325,000 | 21,435,000 | 22,310,000 |
| Total loans | 14,866,000 | 15,374,000 | 15,615,000 | 16,889,000 |
| Allowance for loan losses | 312,000 | 312,000 | 313,000 | 314,000 |
| Securities available for sale | 3,877,000 | 3,385,000 | 3,335,000 | 2,927,000 |
| Securities held to maturity | 710,000 | 710,000 | 575,000 | 495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,687,000 | 19,248,000 | 19,317,000 | 20,226,000 |
| Interest-bearing deposits | 17,649,000 | 17,227,000 | 17,403,000 | 17,839,000 |
| Noninterest-bearing deposits | 2,038,000 | 2,021,000 | 1,914,000 | 2,387,000 |
| Equity capital | 1,918,000 | 1,926,000 | 1,968,000 | 1,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 406,000 | 807,000 | 1,206,000 | 1,623,000 |
| Interest expense | 205,000 | 407,000 | 595,000 | 770,000 |
| Net interest income | 201,000 | 400,000 | 611,000 | 853,000 |
| Noninterest income | 37,000 | 75,000 | 120,000 | 163,000 |
| Noninterest expense | 175,000 | 346,000 | 515,000 | 702,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 122,000 | 209,000 | 307,000 |
| Income tax | 21,000 | 41,000 | 70,000 | 103,000 |
| Net income | 41,000 | 81,000 | 139,000 | 204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,704,000 | 1,714,000 | 1,721,000 | 1,727,000 |
| Total capital | 1,900,000 | 1,910,000 | 1,917,000 | 1,939,000 |
| Risk-weighted assets | 15,599,000 | 15,599,000 | 15,580,000 | 16,894,000 |