Call reports 2001
CHARTER ONE COMMERCIAL — 2001
What CHARTER ONE COMMERCIAL reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 475,089,000 | 289,112,000 | 254,464,000 | 316,836,000 |
| Total loans | 0 | 92,000 | 92,000 | 482,000 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 96,605,000 | 233,219,000 | 213,639,000 | 179,489,000 |
| Securities held to maturity | 400,000 | 400,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,520,000 | 250,819,000 | 211,449,000 | 275,541,000 |
| Interest-bearing deposits | 434,512,000 | 250,030,000 | 210,816,000 | 274,771,000 |
| Noninterest-bearing deposits | 1,008,000 | 789,000 | 633,000 | 770,000 |
| Equity capital | 37,066,000 | 36,834,000 | 40,666,000 | 40,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,405,000 | 10,322,000 | 14,161,000 | 17,697,000 |
| Interest expense | 4,777,000 | 8,839,000 | 10,797,000 | 12,529,000 |
| Net interest income | 628,000 | 1,483,000 | 3,364,000 | 5,168,000 |
| Noninterest income | 0 | 0 | 0 | -18,000 |
| Noninterest expense | 379,000 | 809,000 | 1,168,000 | 1,518,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 249,000 | 674,000 | 2,196,000 | 3,632,000 |
| Income tax | 87,000 | 236,000 | 769,000 | 1,271,000 |
| Net income | 162,000 | 438,000 | 1,427,000 | 2,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,530,000 | 37,806,000 | 38,795,000 | 39,729,000 |
| Total capital | 37,530,000 | 37,806,000 | 38,795,000 | 39,729,000 |
| Risk-weighted assets | 126,082,000 | 87,663,000 | 76,768,000 | 85,982,000 |