Call reports 2024
CENTRAL BANK — 2024
What CENTRAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 132,622,000 | 141,850,000 | 137,618,000 | 135,427,000 |
| Total loans | 84,483,000 | 82,626,000 | 84,773,000 | 85,788,000 |
| Allowance for loan losses | 1,148,000 | 1,136,000 | 1,136,000 | 1,133,000 |
| Securities available for sale | 32,909,000 | 32,864,000 | 32,787,000 | 31,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,808,000 | 126,341,000 | 120,713,000 | 118,849,000 |
| Interest-bearing deposits | 70,463,000 | 73,049,000 | 73,082,000 | 73,557,000 |
| Noninterest-bearing deposits | 47,345,000 | 53,292,000 | 47,631,000 | 45,292,000 |
| Equity capital | 13,455,000 | 13,998,000 | 15,266,000 | 14,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,674,000 | 3,449,000 | 5,283,000 | 7,077,000 |
| Interest expense | 435,000 | 924,000 | 1,439,000 | 1,953,000 |
| Net interest income | 1,239,000 | 2,525,000 | 3,844,000 | 5,124,000 |
| Noninterest income | 337,000 | 683,000 | 1,032,000 | 1,372,000 |
| Noninterest expense | 1,169,000 | 2,359,000 | 3,558,000 | 4,828,000 |
| Provision for loan losses | 0 | 9,000 | 14,000 | 19,000 |
| Pretax income | 407,000 | 840,000 | 1,304,000 | 1,649,000 |
| Income tax | 96,000 | 198,000 | 308,000 | 387,000 |
| Net income | 311,000 | 642,000 | 996,000 | 1,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,192,000 | 17,522,000 | 17,876,000 | 17,947,000 |
| Total capital | 18,164,000 | 18,476,000 | 18,858,000 | 18,937,000 |
| Risk-weighted assets | 77,527,000 | 76,075,000 | 78,337,000 | 79,029,000 |