Call reports 2023
CENTRAL BANK — 2023
What CENTRAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 131,787,000 | 134,957,000 | 135,720,000 | 141,735,000 |
| Total loans | 79,586,000 | 80,825,000 | 80,153,000 | 83,002,000 |
| Allowance for loan losses | 1,157,000 | 1,148,000 | 1,149,000 | 1,149,000 |
| Securities available for sale | 34,572,000 | 33,474,000 | 32,371,000 | 33,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,733,000 | 121,394,000 | 122,260,000 | 127,044,000 |
| Interest-bearing deposits | 68,417,000 | 69,612,000 | 69,850,000 | 69,814,000 |
| Noninterest-bearing deposits | 51,316,000 | 51,782,000 | 52,410,000 | 57,230,000 |
| Equity capital | 11,399,000 | 12,344,000 | 12,147,000 | 13,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,426,000 | 2,932,000 | 4,496,000 | 6,107,000 |
| Interest expense | 166,000 | 433,000 | 768,000 | 1,165,000 |
| Net interest income | 1,260,000 | 2,499,000 | 3,728,000 | 4,942,000 |
| Noninterest income | 292,000 | 1,810,000 | 2,146,000 | 2,482,000 |
| Noninterest expense | 1,272,000 | 2,317,000 | 3,466,000 | 4,585,000 |
| Provision for loan losses | -100,000 | -100,000 | -100,000 | -100,000 |
| Pretax income | 280,000 | 1,992,000 | 2,408,000 | 2,839,000 |
| Income tax | 72,000 | 518,000 | 616,000 | 718,000 |
| Net income | 208,000 | 1,474,000 | 1,792,000 | 2,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,783,000 | 16,350,000 | 16,668,000 | 16,880,000 |
| Total capital | 15,690,000 | 17,279,000 | 17,621,000 | 17,850,000 |
| Risk-weighted assets | 72,240,000 | 74,023,000 | 76,019,000 | 77,361,000 |