Call reports 2020
CENTRAL BANK — 2020
What CENTRAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 100,956,000 | 111,229,000 | 112,279,000 | 115,571,000 |
| Total loans | 70,769,000 | 72,374,000 | 74,107,000 | 68,059,000 |
| Allowance for loan losses | 1,365,000 | 1,372,000 | 1,440,000 | 1,205,000 |
| Securities available for sale | 12,302,000 | 15,631,000 | 21,222,000 | 21,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,571,000 | 97,539,000 | 98,404,000 | 101,555,000 |
| Interest-bearing deposits | 55,298,000 | 56,523,000 | 56,682,000 | 58,720,000 |
| Noninterest-bearing deposits | 32,273,000 | 41,016,000 | 41,722,000 | 42,835,000 |
| Equity capital | 12,917,000 | 13,065,000 | 13,246,000 | 13,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,155,000 | 2,294,000 | 3,465,000 | 4,605,000 |
| Interest expense | 133,000 | 251,000 | 357,000 | 444,000 |
| Net interest income | 1,022,000 | 2,043,000 | 3,108,000 | 4,161,000 |
| Noninterest income | 248,000 | 479,000 | 720,000 | 986,000 |
| Noninterest expense | 1,121,000 | 2,216,000 | 3,278,000 | 4,290,000 |
| Provision for loan losses | 0 | 0 | 0 | -175,000 |
| Pretax income | 149,000 | 306,000 | 550,000 | 1,032,000 |
| Income tax | 33,000 | 67,000 | 126,000 | 250,000 |
| Net income | 116,000 | 239,000 | 424,000 | 782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,924,000 | 12,047,000 | 12,231,000 | 12,662,000 |
| Total capital | 12,644,000 | 12,757,000 | 12,972,000 | 13,346,000 |
| Risk-weighted assets | 56,985,000 | 56,160,000 | 58,607,000 | 54,269,000 |