Call reports 2016
CENTRAL BANK — 2016
What CENTRAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 98,814,000 | 97,998,000 | 96,335,000 | 96,998,000 |
| Total loans | 62,254,000 | 61,249,000 | 59,705,000 | 59,428,000 |
| Allowance for loan losses | 1,684,000 | 1,602,000 | 1,554,000 | 1,497,000 |
| Securities available for sale | 18,296,000 | 18,282,000 | 19,162,000 | 19,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,787,000 | 89,142,000 | 87,414,000 | 88,086,000 |
| Interest-bearing deposits | 66,150,000 | 63,866,000 | 62,160,000 | 62,212,000 |
| Noninterest-bearing deposits | 23,637,000 | 25,276,000 | 25,254,000 | 25,874,000 |
| Equity capital | 7,830,000 | 8,036,000 | 8,150,000 | 8,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,019,000 | 2,021,000 | 3,058,000 | 4,055,000 |
| Interest expense | 94,000 | 183,000 | 265,000 | 341,000 |
| Net interest income | 925,000 | 1,838,000 | 2,793,000 | 3,714,000 |
| Noninterest income | 243,000 | 423,000 | 662,000 | 883,000 |
| Noninterest expense | 1,027,000 | 1,868,000 | 2,887,000 | 3,886,000 |
| Provision for loan losses | 15,000 | 15,000 | 30,000 | -70,000 |
| Pretax income | 118,000 | 370,000 | 530,000 | 773,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 118,000 | 370,000 | 530,000 | 773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,734,000 | 7,986,000 | 8,146,000 | 8,389,000 |
| Total capital | 8,469,000 | 8,693,000 | 8,840,000 | 9,079,000 |
| Risk-weighted assets | 57,891,000 | 55,722,000 | 54,681,000 | 54,416,000 |