Call reports 2015
CENTRAL BANK — 2015
What CENTRAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 107,265,000 | 104,087,000 | 99,739,000 | 100,560,000 |
| Total loans | 66,066,000 | 64,817,000 | 64,433,000 | 63,108,000 |
| Allowance for loan losses | 2,250,000 | 2,055,000 | 1,808,000 | 1,783,000 |
| Securities available for sale | 17,062,000 | 18,648,000 | 18,210,000 | 17,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,516,000 | 95,312,000 | 90,796,000 | 91,629,000 |
| Interest-bearing deposits | 76,351,000 | 72,435,000 | 68,770,000 | 67,273,000 |
| Noninterest-bearing deposits | 22,165,000 | 22,877,000 | 22,026,000 | 24,356,000 |
| Equity capital | 7,301,000 | 7,442,000 | 7,608,000 | 7,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,091,000 | 2,162,000 | 3,225,000 | 4,268,000 |
| Interest expense | 111,000 | 220,000 | 322,000 | 419,000 |
| Net interest income | 980,000 | 1,942,000 | 2,903,000 | 3,849,000 |
| Noninterest income | 287,000 | 548,000 | 786,000 | 1,015,000 |
| Noninterest expense | 1,010,000 | 2,035,000 | 3,079,000 | 4,204,000 |
| Provision for loan losses | 150,000 | 150,000 | 175,000 | 175,000 |
| Pretax income | 107,000 | 305,000 | 435,000 | 485,000 |
| Income tax | 0 | 0 | 0 | -75,000 |
| Net income | 107,000 | 305,000 | 435,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,128,000 | 7,326,000 | 7,456,000 | 7,581,000 |
| Total capital | 7,961,000 | 8,103,000 | 8,213,000 | 8,327,000 |
| Risk-weighted assets | 65,286,000 | 60,944,000 | 59,575,000 | 58,691,000 |