Call reports 2004
CENTRAL BANK — 2004
What CENTRAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 81,544,000 | 81,296,000 | 80,420,000 | 83,829,000 |
| Total loans | 49,676,000 | 50,899,000 | 52,343,000 | 54,031,000 |
| Allowance for loan losses | 740,000 | 749,000 | 728,000 | 726,000 |
| Securities available for sale | 15,011,000 | 18,232,000 | 16,593,000 | 17,103,000 |
| Securities held to maturity | 4,605,000 | 4,529,000 | 4,427,000 | 4,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,558,000 | 68,152,000 | 66,686,000 | 67,126,000 |
| Interest-bearing deposits | 59,915,000 | 59,583,000 | 58,431,000 | 57,486,000 |
| Noninterest-bearing deposits | 8,643,000 | 8,569,000 | 8,255,000 | 9,640,000 |
| Equity capital | 10,073,000 | 10,135,000 | 10,373,000 | 10,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,096,000 | 2,200,000 | 3,323,000 | 4,477,000 |
| Interest expense | 289,000 | 573,000 | 862,000 | 1,169,000 |
| Net interest income | 807,000 | 1,627,000 | 2,461,000 | 3,308,000 |
| Noninterest income | 152,000 | 318,000 | 524,000 | 731,000 |
| Noninterest expense | 648,000 | 1,330,000 | 2,116,000 | 2,957,000 |
| Provision for loan losses | 25,000 | 25,000 | 35,000 | 35,000 |
| Pretax income | 313,000 | 617,000 | 861,000 | 1,074,000 |
| Income tax | 105,000 | 204,000 | 270,000 | 346,000 |
| Net income | 208,000 | 413,000 | 591,000 | 728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,971,000 | 10,176,000 | 10,354,000 | 10,408,000 |
| Total capital | 10,638,000 | 10,859,000 | 11,033,000 | 11,131,000 |
| Risk-weighted assets | 53,327,000 | 54,687,000 | 54,359,000 | 57,866,000 |
Machine access — free, no API key
Every figure shown here about CENTRAL BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.