Call reports 2023
LIBERTY NATIONAL BANK — 2023
What LIBERTY NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,134,551,000 | 1,113,944,000 | 1,101,275,000 | 1,223,329,000 |
| Total loans | 753,278,000 | 780,776,000 | 791,748,000 | 808,215,000 |
| Allowance for loan losses | 7,517,000 | 7,708,000 | 7,745,000 | 7,996,000 |
| Securities available for sale | 137,458,000 | 139,018,000 | 135,429,000 | 151,566,000 |
| Securities held to maturity | 15,500,000 | 15,500,000 | 15,500,000 | 15,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,044,010,000 | 1,021,787,000 | 1,005,801,000 | 1,121,793,000 |
| Interest-bearing deposits | 898,484,000 | 882,093,000 | 845,711,000 | 989,162,000 |
| Noninterest-bearing deposits | 145,526,000 | 139,694,000 | 160,090,000 | 132,631,000 |
| Equity capital | 84,933,000 | 85,487,000 | 88,167,000 | 95,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,264,000 | 27,684,000 | 44,245,000 | 60,053,000 |
| Interest expense | 4,235,000 | 9,240,000 | 14,649,000 | 20,604,000 |
| Net interest income | 9,029,000 | 18,444,000 | 29,596,000 | 39,449,000 |
| Noninterest income | 1,023,000 | 2,034,000 | 3,004,000 | 3,899,000 |
| Noninterest expense | 6,177,000 | 12,667,000 | 19,171,000 | 25,648,000 |
| Provision for loan losses | 106,000 | 364,000 | 378,000 | 611,000 |
| Pretax income | 3,874,000 | 7,425,000 | 13,011,000 | 17,030,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,874,000 | 7,425,000 | 13,011,000 | 17,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,514,000 | 92,907,000 | 97,371,000 | 100,838,000 |
| Total capital | 99,031,000 | 100,615,000 | 105,748,000 | 109,485,000 |
| Risk-weighted assets | 830,082,000 | 868,973,000 | 865,464,000 | 877,188,000 |