Call reports 2022
LIBERTY NATIONAL BANK — 2022
What LIBERTY NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 953,742,000 | 978,769,000 | 966,628,000 | 990,001,000 |
| Total loans | 565,222,000 | 653,317,000 | 698,087,000 | 739,878,000 |
| Allowance for loan losses | 6,770,000 | 7,460,000 | 7,460,000 | 7,450,000 |
| Securities available for sale | 121,985,000 | 130,837,000 | 130,543,000 | 130,684,000 |
| Securities held to maturity | 15,502,000 | 15,500,000 | 15,500,000 | 15,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 868,742,000 | 896,740,000 | 882,704,000 | 886,343,000 |
| Interest-bearing deposits | 718,566,000 | 740,133,000 | 726,902,000 | 725,629,000 |
| Noninterest-bearing deposits | 150,176,000 | 156,607,000 | 155,802,000 | 160,714,000 |
| Equity capital | 80,424,000 | 77,252,000 | 78,838,000 | 82,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,541,000 | 16,549,000 | 26,927,000 | 38,880,000 |
| Interest expense | 352,000 | 809,000 | 2,223,000 | 5,003,000 |
| Net interest income | 7,189,000 | 15,740,000 | 24,704,000 | 33,877,000 |
| Noninterest income | 841,000 | 1,906,000 | 3,147,000 | 4,325,000 |
| Noninterest expense | 5,240,000 | 10,702,000 | 16,593,000 | 22,804,000 |
| Provision for loan losses | 114,000 | 804,000 | 808,000 | 814,000 |
| Pretax income | 2,681,000 | 6,145,000 | 10,455,000 | 14,589,000 |
| Income tax | 124,000 | 269,000 | 415,000 | 560,000 |
| Net income | 2,557,000 | 5,876,000 | 10,040,000 | 14,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,746,000 | 82,577,000 | 86,324,000 | 89,486,000 |
| Total capital | 87,516,000 | 90,037,000 | 93,784,000 | 96,936,000 |
| Risk-weighted assets | 564,722,000 | 675,983,000 | 772,878,000 | 816,229,000 |