Call reports 2021
LIBERTY NATIONAL BANK — 2021
What LIBERTY NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 757,740,000 | 865,250,000 | 849,698,000 | 907,216,000 |
| Total loans | 515,943,000 | 511,485,000 | 530,247,000 | 559,189,000 |
| Allowance for loan losses | 6,614,000 | 6,674,000 | 6,692,000 | 6,671,000 |
| Securities available for sale | 92,312,000 | 87,785,000 | 93,347,000 | 93,655,000 |
| Securities held to maturity | 13,500,000 | 13,500,000 | 13,500,000 | 13,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 676,551,000 | 782,591,000 | 763,832,000 | 821,055,000 |
| Interest-bearing deposits | 535,904,000 | 631,560,000 | 602,681,000 | 670,643,000 |
| Noninterest-bearing deposits | 140,647,000 | 151,031,000 | 161,151,000 | 150,412,000 |
| Equity capital | 75,618,000 | 76,616,000 | 79,953,000 | 82,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,346,000 | 15,137,000 | 23,233,000 | 31,942,000 |
| Interest expense | 617,000 | 1,137,000 | 1,585,000 | 1,982,000 |
| Net interest income | 6,729,000 | 14,000,000 | 21,648,000 | 29,960,000 |
| Noninterest income | 771,000 | 1,696,000 | 2,571,000 | 3,437,000 |
| Noninterest expense | 4,555,000 | 9,544,000 | 14,516,000 | 19,604,000 |
| Provision for loan losses | 157,000 | 217,000 | 218,000 | 229,000 |
| Pretax income | 2,788,000 | 5,935,000 | 9,490,000 | 13,569,000 |
| Income tax | 39,000 | 137,000 | 234,000 | 543,000 |
| Net income | 2,749,000 | 5,798,000 | 9,256,000 | 13,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,313,000 | 71,673,000 | 75,054,000 | 78,908,000 |
| Total capital | 76,385,000 | 77,936,000 | 81,532,000 | 85,578,000 |
| Risk-weighted assets | 485,246,000 | 500,658,000 | 517,996,000 | 556,083,000 |