Call reports 2020
LIBERTY NATIONAL BANK — 2020
What LIBERTY NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 633,327,000 | 732,972,000 | 732,058,000 | 737,968,000 |
| Total loans | 435,203,000 | 465,772,000 | 478,634,000 | 492,428,000 |
| Allowance for loan losses | 5,405,000 | 5,710,000 | 6,089,000 | 6,469,000 |
| Securities available for sale | 65,660,000 | 89,764,000 | 96,173,000 | 95,254,000 |
| Securities held to maturity | 10,000,000 | 10,000,000 | 10,000,000 | 10,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 560,733,000 | 655,369,000 | 653,195,000 | 658,298,000 |
| Interest-bearing deposits | 449,458,000 | 512,787,000 | 520,897,000 | 523,476,000 |
| Noninterest-bearing deposits | 111,276,000 | 142,582,000 | 132,299,000 | 134,822,000 |
| Equity capital | 68,610,000 | 72,367,000 | 73,096,000 | 75,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,278,000 | 14,690,000 | 21,980,000 | 29,194,000 |
| Interest expense | 1,167,000 | 2,058,000 | 2,867,000 | 3,593,000 |
| Net interest income | 6,111,000 | 12,632,000 | 19,113,000 | 25,601,000 |
| Noninterest income | 865,000 | 1,613,000 | 2,490,000 | 3,269,000 |
| Noninterest expense | 4,528,000 | 8,980,000 | 13,568,000 | 18,109,000 |
| Provision for loan losses | 357,000 | 682,000 | 1,070,000 | 1,452,000 |
| Pretax income | 2,157,000 | 4,734,000 | 7,116,000 | 9,460,000 |
| Income tax | 105,000 | 211,000 | 318,000 | 448,000 |
| Net income | 2,052,000 | 4,523,000 | 6,798,000 | 9,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,885,000 | 66,278,000 | 66,836,000 | 68,993,000 |
| Total capital | 69,142,000 | 71,736,000 | 72,451,000 | 74,807,000 |
| Risk-weighted assets | 420,372,000 | 436,355,000 | 448,828,000 | 464,517,000 |