Call reports 2019
LIBERTY NATIONAL BANK — 2019
What LIBERTY NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 548,957,000 | 570,037,000 | 564,816,000 | 596,367,000 |
| Total loans | 367,803,000 | 381,218,000 | 417,623,000 | 428,327,000 |
| Allowance for loan losses | 4,468,000 | 4,722,000 | 4,943,000 | 5,044,000 |
| Securities available for sale | 68,544,000 | 69,937,000 | 66,802,000 | 64,960,000 |
| Securities held to maturity | 10,000,000 | 10,000,000 | 10,000,000 | 10,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,397,000 | 502,406,000 | 494,541,000 | 525,001,000 |
| Interest-bearing deposits | 382,477,000 | 396,048,000 | 390,370,000 | 417,146,000 |
| Noninterest-bearing deposits | 99,919,000 | 106,357,000 | 104,171,000 | 107,854,000 |
| Equity capital | 63,488,000 | 64,084,000 | 66,059,000 | 68,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,605,000 | 13,337,000 | 20,482,000 | 27,738,000 |
| Interest expense | 795,000 | 1,740,000 | 2,843,000 | 4,004,000 |
| Net interest income | 5,810,000 | 11,597,000 | 17,639,000 | 23,734,000 |
| Noninterest income | 817,000 | 1,753,000 | 2,707,000 | 3,482,000 |
| Noninterest expense | 4,199,000 | 8,743,000 | 13,254,000 | 17,296,000 |
| Provision for loan losses | 39,000 | 331,000 | 541,000 | 968,000 |
| Pretax income | 2,402,000 | 4,294,000 | 6,604,000 | 9,011,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,402,000 | 4,294,000 | 6,604,000 | 9,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,994,000 | 58,684,000 | 60,563,000 | 62,824,000 |
| Total capital | 63,462,000 | 63,406,000 | 65,506,000 | 67,868,000 |
| Risk-weighted assets | 384,420,000 | 385,949,000 | 413,327,000 | 410,345,000 |