Call reports 2018
LIBERTY NATIONAL BANK — 2018
What LIBERTY NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 514,467,000 | 517,245,000 | 507,225,000 | 551,401,000 |
| Total loans | 360,574,000 | 369,062,000 | 376,909,000 | 364,314,000 |
| Allowance for loan losses | 4,203,000 | 4,530,000 | 4,235,000 | 4,421,000 |
| Securities available for sale | 61,751,000 | 60,784,000 | 59,359,000 | 62,033,000 |
| Securities held to maturity | 5,000,000 | 10,000,000 | 10,000,000 | 10,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,878,000 | 456,060,000 | 444,635,000 | 486,713,000 |
| Interest-bearing deposits | 355,525,000 | 358,414,000 | 353,921,000 | 384,337,000 |
| Noninterest-bearing deposits | 98,353,000 | 97,646,000 | 90,714,000 | 102,377,000 |
| Equity capital | 57,950,000 | 58,357,000 | 59,328,000 | 62,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,813,000 | 11,898,000 | 18,285,000 | 24,870,000 |
| Interest expense | 481,000 | 1,004,000 | 1,579,000 | 2,234,000 |
| Net interest income | 5,332,000 | 10,894,000 | 16,706,000 | 22,636,000 |
| Noninterest income | 848,000 | 1,968,000 | 2,965,000 | 3,920,000 |
| Noninterest expense | 4,011,000 | 8,005,000 | 11,915,000 | 15,608,000 |
| Provision for loan losses | 5,000 | 261,000 | 625,000 | 865,000 |
| Pretax income | 2,173,000 | 4,581,000 | 7,114,000 | 10,066,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,173,000 | 4,581,000 | 7,114,000 | 10,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,656,000 | 54,348,000 | 55,764,000 | 58,449,000 |
| Total capital | 57,859,000 | 58,878,000 | 59,999,000 | 62,869,000 |
| Risk-weighted assets | 371,232,000 | 390,681,000 | 391,355,000 | 377,350,000 |