Call reports 2017
LIBERTY NATIONAL BANK — 2017
What LIBERTY NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 457,301,000 | 460,506,000 | 467,957,000 | 456,461,000 |
| Total loans | 329,730,000 | 329,447,000 | 337,179,000 | 348,079,000 |
| Allowance for loan losses | 4,088,000 | 4,049,000 | 4,030,000 | 4,284,000 |
| Securities available for sale | 67,567,000 | 62,279,000 | 57,739,000 | 58,973,000 |
| Securities held to maturity | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,293,000 | 400,823,000 | 406,659,000 | 395,593,000 |
| Interest-bearing deposits | 317,362,000 | 323,032,000 | 328,316,000 | 311,615,000 |
| Noninterest-bearing deposits | 80,931,000 | 77,791,000 | 78,343,000 | 83,978,000 |
| Equity capital | 56,846,000 | 57,293,000 | 58,305,000 | 58,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,956,000 | 10,183,000 | 15,629,000 | 21,293,000 |
| Interest expense | 220,000 | 502,000 | 866,000 | 1,284,000 |
| Net interest income | 4,736,000 | 9,681,000 | 14,763,000 | 20,009,000 |
| Noninterest income | 918,000 | 1,829,000 | 2,600,000 | 3,462,000 |
| Noninterest expense | 3,846,000 | 7,770,000 | 11,694,000 | 15,416,000 |
| Provision for loan losses | 2,000 | 6,000 | 18,000 | 196,000 |
| Pretax income | 1,806,000 | 3,798,000 | 5,812,000 | 8,020,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,806,000 | 3,798,000 | 5,812,000 | 8,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,577,000 | 51,686,000 | 52,986,000 | 53,960,000 |
| Total capital | 55,665,000 | 55,735,000 | 57,016,000 | 58,244,000 |
| Risk-weighted assets | 334,548,000 | 332,731,000 | 343,772,000 | 357,271,000 |