Call reports 2016
LIBERTY NATIONAL BANK — 2016
What LIBERTY NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 450,318,000 | 442,843,000 | 432,362,000 | 454,283,000 |
| Total loans | 310,101,000 | 318,738,000 | 320,195,000 | 327,013,000 |
| Allowance for loan losses | 3,885,000 | 3,978,000 | 4,012,000 | 4,101,000 |
| Securities available for sale | 86,688,000 | 81,515,000 | 74,238,000 | 70,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,217,000 | 384,626,000 | 367,499,000 | 397,004,000 |
| Interest-bearing deposits | 303,643,000 | 294,716,000 | 289,876,000 | 312,499,000 |
| Noninterest-bearing deposits | 89,574,000 | 89,909,000 | 77,623,000 | 84,505,000 |
| Equity capital | 55,064,000 | 55,197,000 | 55,878,000 | 55,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,797,000 | 9,690,000 | 14,610,000 | 19,491,000 |
| Interest expense | 188,000 | 379,000 | 565,000 | 751,000 |
| Net interest income | 4,609,000 | 9,311,000 | 14,045,000 | 18,740,000 |
| Noninterest income | 824,000 | 1,774,000 | 3,133,000 | 4,034,000 |
| Noninterest expense | 3,866,000 | 7,857,000 | 11,826,000 | 15,655,000 |
| Provision for loan losses | 255,000 | 328,000 | 637,000 | 803,000 |
| Pretax income | 1,525,000 | 3,136,000 | 4,997,000 | 6,598,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,525,000 | 3,136,000 | 4,997,000 | 6,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,821,000 | 48,694,000 | 49,552,000 | 50,796,000 |
| Total capital | 52,706,000 | 52,672,000 | 53,565,000 | 54,895,000 |
| Risk-weighted assets | 316,646,000 | 323,126,000 | 326,885,000 | 327,912,000 |